Questions about eligibility

Ask whether owner or nonowner coverage fits, which drivers and vehicles must be listed, which insurers are available, and what information underwriting still needs.

Questions about protection and cost

Ask what the policy covers and excludes, which limits are selected, what optional coverages are available, what fees or installments apply, and what could change the price.

Questions about filing and continuity

Ask who submits the filing, how confirmation works, what notices report cancellation, how to avoid a lapse, and how to coordinate a future carrier switch or move.