Website terms of use

Effective September 20, 2026.

Education, not a policy or binding decision

This website provides general insurance education and a way to request contact. It does not quote, bind, issue, change, renew, or cancel coverage and is not a substitute for an application, insurer decision, policy, legal advice, tax advice, or individualized insurance advice.

Policy and insurer control

Coverage, exclusions, limits, deductibles, settlement methods, endorsements, price, eligibility, carrier availability, and claims outcomes vary. The application, insurer, declarations, endorsements, exclusions, and issued policy control. Confirm material details with an appropriately licensed agent or the insurer.

Contact requests

A form submission is only a request to be contacted. It creates no coverage and does not guarantee a quote, product, carrier, price, response time, or outcome. Do not use the form for claims, cancellations, policy changes, payments, emergencies, or sensitive records.

External sources

Links to government, carrier, and other sources are provided for convenience and context. Their content and availability are controlled by their operators and may change.

Contact

Questions about these terms may be sent to sales@ohpolicy.com or discussed by calling 513-729-2663.